Privacy policy
Last updated October 11, 2026
The short version: your money data stays on your own device. Kaban has no accounts and no servers that store your transactions, balances or budgets, so we cannot see them. We only handle the few details needed to sell you a plan and answer your messages.
Who we are
Kaban is made and sold by the Kaban team, based in Taguig City, Metro Manila, Philippines ("we", "us"). We follow the Data Privacy Act of 2012 (Republic Act No. 10173). For any privacy question, email kaban.app.ph@gmail.com.
Your money data stays on your device
Everything you enter in the Kaban app (accounts, transactions, budgets, sobres, debts, payslips, padala, policies, notes) is saved in your browser's storage on the device you use. It is not sent to us.
- You can lock Kaban with a PIN. With a PIN on, your data is encrypted on the device.
- Backup files you make are saved where you choose. Keep them somewhere safe.
- "Erase this device" in Settings deletes everything Kaban stored on that device.
- Because we don't hold your data, we can't recover it if you lose your device or clear your browser without a backup.
Features that involve someone else
- Google Sheets sync and Household (optional): your data is copied to a Google Sheet in your own Google account, through a script you set up in that account. It travels between your devices and Google, not through us. Google's privacy policy covers that sheet.
- Ask AI: Kaban only prepares a summary for you to copy. Nothing is sent unless you paste it into an AI service yourself, and that service's privacy policy applies.
- Phone calendar export: creates a calendar file on your device. What happens next is up to your calendar app.
What we do collect
When you buy
Payments are handled by our payment provider, PayMongo, which processes QR Ph payments from GCash, Maya and bank apps (and cards when available). You enter your payment details on their pages, not ours. We never see or store your card number, GCash or Maya PIN, or bank login. We receive:
- your name and email address,
- the plan you bought, the amount, the payment method type, and an order reference,
- the activation code we issued you.
We use these to send your activation code, resend it if you lose it, handle refunds and upgrades, keep the records the law requires, and prevent fraud.
When you join the launch list or contact us
We keep the email address and answers you give (such as the plan you're interested in and whether you live in the Philippines or abroad), and any message you send. We use them only to reply to you and to tell you about Kaban's launch and major updates. You can ask to be removed anytime.
When you visit this website
- Our host, Netlify, keeps standard server logs (such as IP address, browser type and pages visited) to run and secure the site.
- This website loads fonts from Google Fonts, which receives your IP address when fonts load.
- We don't use advertising or tracking cookies on this website.
Who we share it with
We don't sell your information. We share it only with services that help us run Kaban, and only what they need:
- our payment provider (PayMongo) to process your payment,
- our website host (Netlify), which also stores launch list and contact form entries,
- our email service, to send your activation code and replies,
- government authorities, when the law requires it.
Some of these providers store data outside the Philippines. We use providers that protect personal data in line with the Data Privacy Act.
How long we keep it
- Purchase records: as long as tax and accounting laws require, usually up to 10 years.
- Launch list: until you unsubscribe or ask us to delete it.
- Messages: up to 2 years after we last talk, unless they're part of a purchase record.
Your rights
Under the Data Privacy Act you can ask to be informed about, access, correct, and delete your personal data, object to its use, and get a copy of it. Email kaban.app.ph@gmail.com and we'll reply within 15 days. If you believe we've mishandled your data, you can file a complaint with the National Privacy Commission (privacy.gov.ph).
Children
Kaban is meant for adults managing their own money. We don't knowingly collect personal data from anyone under 18.
Changes
If we change this policy, we'll update the date at the top. Big changes will also be announced on this website.